Free Help & Advice

Money Advice Service

For free, unbiased and easy-to-access money tools, information and advice, visit www.moneyadviceservice.orq.uk or phone 0800 138 7777 to speak to a Money Adviser

Money Advice Scotland

If you live in Scotland, phone 0141 572 0237 or visit www.moneyadvicescotland.org.uk to find contact details for debt advice in your local area

AdviceUK

Member centres offer debt advice including specialist advice for minority communities and people with disabilities- www.adviceuk.org.uk or phone 0300 777 0107 Christians Against Poverty (CAP)
For free debt advice in your home, check post code coverage at www.capuk.org then call 0800 328 0006

Citizens Advice

For advice and information on debt and other topics, visit your local Citizens Advice Bureau or go to www.citizensadvice.org.uk

National Debtline

Phone 0808 808 4000 or visit www.nationaldebtline.org for debt advice and information

Business Debtline

If you are a business and require advice call 0800 1976026 or visit www.businessdebtline.org for debt advice and information

Step Change Debt Charity

For debt advice throughout the UK phone 0800 138 1111 or visit www.stepchange.org

Other Useful Organisations

Civil legal Advice

You may get legal aid if your home is at risk. Oleck at www.gov.uk/legal-aid (For Scotland or Northern Ireland select relevant region) phone 0345 345 4345 Financial Ombudsman Service
If you have a complaint that you can’t resolve with your lender, the Financial Ombudsman Service may be able to help – phone 0300 123 9123 or 0800 023 4567 or visit www.financial-ombudsman.org.uk